Proposals for any topic in banking managment Essay

Proposals for any topic in banking managment - Essay Example All these funds are to be deployed in various avenues considering the risk and return factors. These avenues are, however, not alike in their returns. The assets, such as cash in hand, money at call and short notice, are held as per the liquidity requirements, and the return on these funds is almost zero, except money at call and short notice. Investments under Statutory Liquidity Ratio (SLR) serve the purpose of liquidity as well as income. (Alberto and Lapuz, 2005, 7)The rate of return on such investments should be adequate enough to cover financial and operating costs. Further, lending is a significant area of employment of funds in terms of size of funds involved as well as quantum of revenue generated. However, it carries a high degree of credit risk. In addition, banks also use a portion of their funds for creating their business infrastructure, which facilitates an enabling environment to conduct business and generate income. Efficient management of funds essentially includes raising of funds and their use in the manner that generates revenues sufficient to meet the operational as well as financial costs and contributes a reasonable return on capital. Thus, the objective of earning profits shall be fulfilled by an appropriate design of funds management on sound commercial principles.

Strategy Management in Small Export Business of China Dissertation

Strategy Management in Small Export Business of China - Dissertation Example issertation would include the components of the various small business firms of China, their analysis from the strategic perspective, framing research questions for the survey, conducting a survey based on the industry, evaluating the findings obtained from the survey, drawing the conclusion and suggesting appropriate recommendations for the issues faced by the industry. Additionally the study aims at investigating the significance of internal and external business forces for small export enterprise in southeastern parts of china, and will inevitably aim at analyzing these small business’s successes and failure from the strategic management standpoint during the time period 1980 to 2012. 1.2 Background of this study China is a significantly developing country and therefore China have broad market environment, as a result there are lots of foreign companies to enter the Chinese market. These foreign capital enterprises within the original industry remains monopolized by small, medium, state-owned enterprises which lead to the strong impact of China's state-owned enterprises in some industries. In addition, international competition has developed in the Chinese market gradually. At the same time, China's domestic competition has also contributed to the globalization of market competition. Therefore, at present the production and operation of China's small enterprises have to experience and face international competition. Over the earlier 2 decades, the small and medium-sized enterprises (SMEs) of China have gone through more or less three development stages, together with the expansion of China’s improvement and establishment. The first stage was from the time period 1978 to the year 1992. This era had been characterized by the development of SMEs in scale and... The study aims at investigating the significance of internal and external business forces for small export enterprise in south-eastern parts of China, and will inevitably aim at analyzing these small business’s successes and failure from the strategic management standpoint during the time period 1980 to 2012. China is a significantly developing country and therefore China has a broad market environment, as a result, there are lots of foreign companies to enter the Chinese market. These foreign capital enterprises within the original industry remain monopolized by small, medium, state-owned enterprises which lead to the strong impact of China's state-owned enterprises in some industries. In addition, international competition has developed in the Chinese market gradually. At the same time, China's domestic competition has also contributed to the globalization of market competition. Therefore, at present, the production and operation of China's small enterprises have to experien ce and face international competition. Over the earlier 2 decades, the small and medium-sized enterprises (SMEs) of China have gone through more or less three development stages, together with the expansion of China’s improvement and establishment. The first stage was from the time period 1978 to the year 1992. This era had been characterized by the development of SMEs in scale and number. This was the result of the government’s support for and encouragement of the formation of collective, self-employed and township enterprises.

Can Marriage Be Saved Essay Example for Free

Can Marriage Be Saved Essay Can Marriage Be Saved? Written by: Frank Furstenberg Summer 2005 I chose the article â€Å"Can Marriage Be Saved? † written by Frank Furstenberg. This article was found under the â€Å"topics for course papers† section of our syllabus, link number four. I felt that the article was very much true to life. I agree that marriage seems to last a lifetime for the more educated and wealthy. I see all too often young adults getting married just because they have become pregnant or for the wrong reasons. This theory rarely seems to work. This usually causes problems for the young family because neither person is ready to take on the major responsibility that having a family at such a young age brings. This relates very close to my life because I was married and had my first child at the age of 16. With the lack of education and work experience that I had, it made it almost impossible to support and provide for my child. Needless to say, I found myself divorced and a 16 year old single parent six months later. The struggles of being married without an education or a career are a huge strain on a relationship. It is almost unheard of to have the idea, 1960’s, type of lifestyle these days. It was very common for the woman to be the homemaker and the caregiver for the children during this time while the man worked and provided for his family. Now, it is almost forced upon most families to have a middle class lifestyle or above in order to live a comfortable life. With this being said, it is crucial for both parties of the marriage to obtain a higher education and to work full time. Adding a child to the mix of working, school and trying to find time to be a parent can be a disaster. No wonder most marriages end almost as soon as they begin. I believe the best way we can change these old habits is to set better examples for our children and instill high values in them to get a college degree and make sure they have a strong career path before tackling the challenge of marriage and having a family. I believe marriage has a much higher chance of success if you have your education and career in order first. Once you have a good balance of values in your life, then you should consider marriage and a family.

Causes, Effects And Implications Of Sibling Incest

Causes, Effects And Implications Of Sibling Incest This literature review focuses on research that is related to sibling incest and discusses the causes, effects and implications that sibling incest has on the victim, perpetrator and the family. It focuses on the types of research that is conducted and the weaknesses and strengths of these studies. It also discusses further implications and suggestions for future research in regards to sibling incest. It is meant as a review of the types of research and how this affects our views on sibling incest and ways that we can improve future research to help those that are victims, perpetrators and impacted by sibling incest. Sibling Incest is a huge taboo in the US and an issue that is largely dismissed as something that is not experienced by the general population and occurs only in a very small amount of cases. After reading each of these articles, it has become clear that there is a significant lack of research regarding this particular form of family abuse. Much of what has been researched seems to contradict each other and are questions regarding this hidden taboo continue to go unanswered. When most people in the US think of incest, specifically sibling incest, they seem perplexed as to what causes this desire in people and how this plays out in a family. Sibling incest seems to be considered one of the highest forms of abuse within a family and needs to be researched so that we may begin to understand the full impacts this has on individuals and families. By researching and understanding this abuse more thoroughly we might be able to prevent future incest cases and help victims and perpetrators re cover from such a violent form of abuse. We might also be able to come to understand the full impacts of sibling incest and if our views as a country and our taboo against it holds true. Does sibling incest violate such basic psychological views and trusting relationships that might damage the victim more than any other type of family abuse? Thompson discussed why incest between siblings needs to be studied more than any other area (2009). The author described the sibling relationship in regards to incest and the effects the incest has on the victim and the family as a whole. Thompson sheds light on the families of sibling incest relationships and different theories that can begin to explain the family system and family response upon disclosure of the abuse. The author examines how blaming plays a part in the reactions to incest disclosure by the family, and how this affects the health and wellbeing of the victim. Thompson describes different coping mechanisms and the effectiveness of group therapy in the lives of incest victims. The author briefly discusses different theoretical frameworks that might aid in work dealing with female victims of incest. Thompson focuses on family systems theory and the relationships within the family. A group model is mentioned as a successful way to work through incest trauma and develop healthy coping strategies. Short-term and long-term group models are discussed in their benefits and disadvantages that each provide (Thompson, 2009). Kissing Your Sister The article Kissing Your Sister summarizes a study performed by three evolutionary psychologists, Debra Lieberman, John Tooby, and Leda Cosmides. The study sheds light as to what makes people avoid incest relations. The study was performed on 600 people and investigated their family histories and relationships. The study suggested that there are two main things that trigger us to avoid sexual relationships with our siblings. These triggers are the amount of time that the person spends with the childs mother at a young age and the amount of time the two spend living in the same house. According to the authors, these trigger two evolutionary processes that are beneficial to the survival of humans. Altruism and aversion to incest help individuals to survive by getting along and avoiding possible malfunctions in reproduction. Sibling Incest: Reports from 41 Survivors In the article, the authors discussed a study that was performed with 41 adults who experienced sibling incest. The research was done due to a significant lack of previous research in this specific area. Included in the study were men and women, perpetrators and victims. The sample consisted mostly of Caucasian working-class women with a mean age of 39 years old. They asked open-ended and closed-ended questions regarding the abuse, who started it, the duration, and disclosure. The report results reported several findings. It suggested that the average age difference was around 4 years with victims being, on average, around age 7 at onset and age 13 at the end of the abuse. The questions investigated several issues included who initiated the abuse and the threat of violence that is placed on the individual. The authors also investigated other sexual abuse experienced by the participants and the environment of the family, including any physical, emotional, and/or sexual abuse experienc ed with other family members and non-family members. Sibling Incest within Violent Families: Children under 12 Seeking Nurture In the article, the author investigates possible causes that might lead to sibling incest including violent homes, neglect, and a need for love and nurture. The author suggests that violence in the home may influence a childs sexual identity and possibly influence the desire for incest. The author defines violent families, the concept of nurture, and sibling incest in order to create a picture of how they might interact and influence each other. The author uses anecdotal evidence to support her views that family violence may lead to a different sexual identity in the child and sibling incest desires. The author explores the process children exposed to violent families might go through. She recognizes the need for connection, comfort and nurture that the child has and suggests that they begin to look for this emotional connection in their siblings. She investigates the sexual progress and exploration that a child goes through from birth to adolescence and how this might be affected by family violence. The author discusses the possible effects of shame and how this might make a child more vulnerable to sibling incest. Findings of each study Sibling Incest: A model for group practice with adult female victims of brother-sister incest. Thompson argues that a long-term group model is best used when working with incest victims. Thompson ends the article pushing for a broader approach when investigating the lives and trauma of incest victims, looking at the way family dynamics and interactions play a part in leading to incest. Thompson recommends group therapy as a way to help victims feel understood and work through their coping skills as a group. Kissing Your Sister The authors interpret their results from their study on sibling incest to suggest that the amount of time the potential incest partner spent with you in the same roof and being raised by the same mother, predict the likelihood of incest behavior. The more time the stepsibling or sibling does spend in these conditions increase the likelihood that you will avoid incest acts. They also suggest that women are more likely to avoid sibling incest possibly due to the desire to reproduce healthy offspring. The authors suggest that aversion to sibling incest is strongest among siblings of the opposite sex. (Lieberman, Tooby, Cosmides, pg. 1) Sibling Incest: Reports from 41 Survivors The authors in this study were led to believe that the average age difference between perpetrators and victims was 4 years with the most cases of sibling incest experiences including fondling and having the siblings genitals rubbed on the subjects body. The study suggests that a majority (68.3%) of participants were coerced, threatened or bribed in order to force cooperation. (pg. 9) It suggested that more male participants believed the sexual experience was consensual. It also suggested that more abuse ended when the perpetrator left home, versus the victim. The majority of participants perceived themselves to be emotionally abused by being ridiculed, degraded or put down, emotionally neglected, or threatened with abuse. (pg. 10) The researchers discovered that disclosure of sexual abuse occurred almost rarely. The majority of participants also reported having sexual experiences with other family members. The study concluded that sibling incest can be long-lasting and frequently ent ails intercourse. In most cases the sexual behavior was coerced in some way. Parents were seldom aware of the abuse while it was occurring, and factors other than disclosure most often led to the incest ending. (pg. 13). Sibling Incest within Violent Families: Children under 12 Seeking Nurture According to the author, the effects of sibling incest can be traumatizing as the individual enters adulthood. The author believes as a result of her anecdotal evidence and researching thoughts on sexual exploration throughout childhood development, that the childs interpretation of sexual exploration might be altered due to the abuse and the childs search for another form of nurture in their environment. As the child develops their views on this will alter, in which case they might view their incest acts as disgusting and no longer normal, thus the adult undergoes significant psychological distress. The author suggests that according to the determinants model, a lack of social support and parental availability will leave the child at high risk for sibling incest, both as a perpetrator and victim. Strengths/Weaknesses of each study In the article Sibling Incest: Reports from 41 Survivors, there are so many elements that skew the findings of the researchers. First, the researchers interviewed both perpetrators and victims, making the title of the article very misleading. By interviewing perpetrators as well as victims, they are skewing the data to represent either higher or lower percentages in certain areas. The age difference between perpetrators and victims was skewed because they used all participants data as representing of the victim, and their counterpart as representing of the perpetrator, even though there were several individuals in the study that reported initiating the abuse. Several other misinterpretations of this data might have led to skewed findings and misunderstandings of sibling incest. Sibling Incest within Violent Families: Children under 12 Seeking Nurture presents some good suggestions and possible ideas on what might cause some forms of sibling incest. It presents good anecdotal evidence that might lead to very good research studies that will investigate this correlation in more depth. However, the anecdotal evidence and the mere opinions of the author are not enough to come to any conclusions about the correlation between family violence and sibling incest. It isnt enough to change therapy, prevention, and intervention in regards to sibling incest. These types of articles are great gateways that lead to further investigations of relationships and causes of many types of family violence and continue to be the start of research that hasnt been investigated yet. Conclusion It is clear that there needs to be much more researched in regards to sibling incest in order to understand the full dynamics and implications of this violation upon an individual. The articles that are mentioned above begin to address these issues, some of which actually addressed possible implications that sibling incest has on individuals. However, most of the research was targeted at causes of sibling incest. They all came to similar conclusions such as the perpetrator is generally about four years older than the victim. The only article that seemed to address the implications of abuse on individuals was Sibling Incest: Reports from 41 Survivors, and this even was very brief and concise. They suggested that victims might feel a sense of distrust towards the opposite sex as adults and feel uncomfortable in sexual relationships. Most studies performed open-ended and close-ended questions on adults that had experienced sibling incest as children. Thompson describes different ways to help victims cope with the abuse as adults by using group therapy and teaching coping mechanisms. The implications that these studies hold on further research of sibling incest are significant. Further research should be used to perform different types of studies and experiments including long-term studies. This becomes a challenge when usually sibling incest is not disclosed until the victim is an adult and much time has passed since the abuse. We should also focus our studies to discover exactly how sibling incest might impact the victims and the families throughout the lifetime and in the next generation. Although some of the research examined was thorough, it is important that we continue research on this subject matter in order to become confident of the causes and understand the family situations that might lead to abuse. Since some of the evidence is contradictory, it would be helpful to gain more insight with better designed studies and larger sample sizes. I hope that some of these articles encourage more research to be done on such a difficult topic to understand as sibling incest.

Nursing Will Allow Me to Contribute to the Community Essay -- College

Nursing Will Allow Me to Contribute to the Community Jeffrey Hart in, â€Å"How to Get a College Education,† discusses the importance of knowing why students are taking certain courses. Not only does he discuss the reasons for choosing a major, but also the importance of their later careers once degrees have been obtained. Hart backs up one of his philosophy professor’s beliefs that â€Å"The goal of education is to produce the citizen† (129). With reference to this quote, one can question, â€Å"What is the job of the citizen?† A citizen’s job is to do whatever can be done to make the community a pleasant one. This can be done in a variety of ways such as through community service, which is important because it enhances the quality of the community as well as the people within it. Thus,â€Å"The citizen will, if need be, recreate his civilization† (Hart129). Therefore, through the nursing education I will receive at State University, I will be capable of giving back to the hospita l, that has given so much to the community, by helping the sick, old and young. The hospital is New Brunswick, Robert Wood Johnson University Hospital, where I aspire to work in future, and it is well known for its services to the community. Since university education â€Å"is the education which gives a man a clear conscious view of his own opinions and judgments, a truth in developing them, an eloquence in expressing them, and a force in urging them† (Newman 49), State will help me fit into Robert Wood Johnson which has taken on that responsibility to educate anyone who will take the opportunity. It offers a vast number of programs for the young and old to get involved to improve themselves and the community as a whole. A great example of these ... ...e good young men and women, decent human beings, who are compassionate, committed and dedicated to serving mankind and promoting better human relations and enrichment, and State University will do just that for me. Giving service to others not only touches the lives of those being helped, but also helps to build our character, to provide much needed interaction with others, and to improve the world in which we all live together. Works Cited Hart, Jeffrey. â€Å"How to Get a College Education.† The Presence of Others. 3rd ed. Ed. Andrea A. Lunsford and John J. Ruszkiewicz. New York: St. Martin’s, 2000. 126-131. Newman, Henry. â€Å"The Idea of a University.† The Presence of Others. 3rd ed. Ed. Andrea A. Lunsford and John J. Ruszkiewicz. New York: St. Martin’s, 2000. 46-49.

johnny tremain essay :: essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  This book starts in the pre-revolutionary time. At the beginning of the book, Johnny Tremain, is working as an apprentice to Mr. Lapham. Mr. Lapham is a blacksmith. Johnny’s parents died in a fire several years before, and this is why he lived with the Laphams. He worked there with enthusiasm for several years until he hurt his arm, scolding it in hot metal. After the accident, Mr. Lapham told Johnny that he needs to find a different profession, but he can stay with the laphams.   Ã‚  Ã‚  Ã‚  Ã‚  Johnny, after a lot of searching, finally finds a job delivering papers. While delivering papers he meets Rab, who works with him. Rab introduces him to the rebel underground. At that point Johnny agrees to deliver messages between the groups of rebels.   Ã‚  Ã‚  Ã‚  Ã‚  This book is a very interesting read, if you have some self discipline. I mean that you need some self discipline because this book didn’t really captivate me in the sense that I couldn’t put it down. But after reading it for a while, I started to appreciate the author’s way of describing the characters and actions in this book.   Ã‚  Ã‚  Ã‚  Ã‚  There are several things that I like about this book. First off, I love historical fiction, and this is the genre of this book. Also, despite the author being too descriptive, the book went at a steady pace. For me, pace usually determines whether I will read the book or not, and I never really hesitated, or thought about changing books.   Ã‚  Ã‚  Ã‚  Ã‚  This book was interesting to me, but I think that anyone older than I would find this book a slight bit easy, despite the fact that the author, Ester Forbes does use old English words that are no longer used. So I would recommend this book for anyone between the ages of 12-14, and strongly recommend it at that.   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Despite the book being well written, there are several parts that I would re-write; here I will describe two of them.   Ã‚  Ã‚  Ã‚  Ã‚  The first one is when Johnny hurts his hand by pouring hot metal on it.

Beyonce Giselle Knowles

Who is this fierce hip hop diva that rocks the stage with her amazing danging and singing skills? Who is this singer? She is not only a singer, but she is also a song writer, record producer, actress, and model who was born and raised in Houston, Texas. Who is she? Beyonce Giselle Knowles. Beyonce is one of the best and most successful singer and actress in Hollywood. If noticed she is not one of these famous people that attract a lot of drama. The main reason this is that she was raised with a good, strong family. She was lucky in the sense of that her family were wealthy. It came pretty easy for Beyonce to start the pop group Destiny's Child, but it is how she was raised that has ultimately contributed to her success and in her ability to make smart decisions that has led her to excel as a performing artist. Her mother thought of her to be a shy girl. She overcame her shyness and wanted to become a singer and performer once she had a moment on stage. Beyonce started out in a vocalist pop group called Destiny's Child. It was a group formed in 1990. The original members were Beyonce Knowles and LaTavia Roberson. They were just nine years old when the two met at an audition and became friends. Beyonce's father Matthew Knowles, set about developing an act based on the girls' singing and rapping under the name GirlTyme. Kelly Rowland joined the group on 1992 then LeToya Lucket joined in 1993. They spent the next couple of years working their way up to the Houston Club scene. They eventually performed opening acts for famous R&B artists like SWV, Dru Hill, and Immature. Later, in 1997 Destiny's Child was offered a recording contract by Columbia Records. After the fifth Grammy nomination at the 2001 award show LeToya and LaTavia left the group because of management struggles. However, shortly afterwards, Michelle Williams joined the group and they took two awards at the Grammy's as the Best R&B Sing and Best R&B Performance by a Duo or Group. After all this success, the three talented performers decided to try their hands at solo careers before investing their time in another Destiny's Child album. Beyonce, who was the lead singer of the group, captured the spotlight with her sex appeal and strong vocals. In fact, before her first album was organized, she had a hit in 2003 with Jay-Z called â€Å"Bonnie and Clyde,† and was in a movie with Mike Myers in Austin Powers in Goldmember. This shows that she is able to make her own decisions. She was already getting famous for acting as well as singling on her own. This just prepared the fans for what was to come with her hit single, Dangerously In Love, that came out June 2003. [2] Beyonce becoming single opened amy doors for her. Today she is the third most honored woman in Grammy history with a total of 145 awards and 200 nominations. She was nominated and won the Black Reel Awards in 2003, 2004 2007 and 2008 as Best Breakthrough Performance, Best Original or Adapted Song and Best Actress. She got nominated on the MTV Movie Awards of 2003 for Austin Powers in Gold Member for the Best Breakthrough Performance and again in 2006 for The Pink Panther for the Sexiest Performance. In 2007, she was nominated for the movie Dreamgirls for Best Performance and in 2010 she received a nomination for the movie Obsessed for the Best Fight. Beyonce spend most of her time on her career instead of fooling around. She really wanted to accomplish her goal of being a famous singer, and she did. [3] Beyonce is fun and fearless performer in addition to being a multiple Grammy award winner with winning five Grammy's in one year. As such an important celebrity people would expect her to show extreme behaviors like other celebrities. For example doing drugs, going out every night partying, drama, and problems. She keeps everything thing on the down low with her personal life. However, in her private life she shows that she is always in control. People will never see Beyonce go crazy. Why? What makes her so different from other celebrities? Beyonce was asked in Webceleb Magazine â€Å"What keeps you balanced? † She responded, â€Å"My balance comes from my family. I have reality around me, and they tell me when I need to calm down, take it down a couple notches. Then they tell me when I do something good. I think what celebrities lose is that they lose touch with reality. † What she means about this quote is that she is surrounded by level headed people all the time. They take care of her and make sure she does not do anything out of control. [4] Beyonce Giselle Knowles a smart independent woman making right decisions by the help of her family.